The Vast and Ever-Expanding Gap

I realize that I could be talking about the Grand Canyon or different generations with this title. However, I am talking about this gap between our Home Insurance Company and me, which I will refer to as HIC.

When hubby and I read all the “stuff” about our new policy, we discovered that we qualified for a 2% discount based on our town being a part of a “Fire Wise” community. Our agent told us to decrease our balance owed by $50 when I sent the payment. I even wrote on the invoice the reason for the deduction.

Today, I received a bill from HIC for, guess how much? Yep. $50. Sigh.

We also qualify for a 5% discount because we are compliant with a different Fire Prevention incentive. We asked our agent to send us a copy of the rules for this discount, and she was not supposed to share it with customers. What?? We convinced her to send us something so we could prepare for the site inspection.

View From Our Back Deck

The agent’s summary of requirements was lengthy and downright impossible for not sending us the actual list. According to HIC, we cannot have any trees within 10 feet of our property. We laughed aloud when we read, “there can be no trees within 10 feet of each other. That probably can work in the suburbs and cities. However, we live in a National Forest. There are many, many trees, and they grow wherever they want to. In fact, these trees have been growing L O N G before we were born.

Because we refuse to chop down trees or move them, it is pretty sure we will not get that 5% discount. So why go through all the trouble of getting the inspection and filling out paperwork? Because that is our way. We try because it could happen, and if we do not try, it will never happen.

Is there a vast gap in your life? Tell me all about it in the comments.